Does your insurance cover you when AI gets you sued?
Your business already runs on AI — marketing, customer service, hiring screens, maybe more than you realize. Now the uncomfortable question: if that AI gets you sued, does your insurance actually pay?
Standard business policies were written before AI moved into every small shop. The coverage you think you have and the coverage you actually have are often two different things — and you don’t want to discover the gap after the claim letter arrives.
The AI Liability Coverage Checklist is a plain-English, line-by-line review of your coverage:
- Where AI liability actually comes from — the real-world ways AI exposure lands on a small business
- What your standard policies actually say — CGL, professional liability (E&O), cyber, D&O, employment practices (EPLI), and business owner’s policies, translated out of insurance-speak, including the exclusions that matter
- The checklist itself — work through it with your policies in hand and see exactly where you stand
- Questions for your broker — what to ask, and why to get the answers in writing
- When to bring in your lawyer
- A plain-English glossary of the insurance terms that count
You get both PDF and Word versions — print it, mark it up, make it yours.
Part of the AI for the Little Guy resource family.
This checklist is general information, not legal advice and not insurance advice. Whether you’re covered turns on the exact language in your policies — confirm everything with your broker or your attorney.
